Research Institute For Housing America Trust Fund is located in Washington, DC. The organization was established in 1993. According to its NTEE Classification (B50) the organization is classified as: Graduate & Professional Schools, under the broad grouping of Education and related organizations. This organization is an independent organization and not affiliated with a larger national or regional group of organizations. Research Institute For Housing America Trust Fund is a 501(c)(3) and as such, is described as a "Charitable or Religous organization or a private foundation" by the IRS.
Since 2015, Research Institute For Housing America Trust Fund has awarded 53 individual grants totaling $1,456,200. If you would like to learn more about the grant giving history of this organization, scroll down to the grant profile section of this page.
Form
990
Mission & Program ActivityExcerpts From the 990 Filing
TAX YEAR
2023
Describe the Organization's Mission:
Part 3 - Line 1
SEE SCHEDULE O.THE RESEARCH INSTITUTE FOR HOUSING AMERICA TRUST FUND WAS CREATED BY THE MORTGAGE BANKERS ASSOCIATION TO ENCOURAGE AND SUPPORT RESEARCH AND HIGHER EDUCATION ACTIVITIES IN THE FIELD OF MORTGAGE BANKING. THE TRUST AWARDS GRANTS TO EDUCATIONAL INSTITUTIONS IN ORDER TO PROMOTE HIGHER EDUCATIONAL STANDARDS, AND PREPARE COURSES AND PUBLICATIONS RELATED TO MORTGAGE BANKING AND REAL ESTATE FINANCE.
Describe the Organization's Program Activity:
Part 3 - Line 4a
THE INSTITUTE SPONSORS AND DISSEMINATES RIGOROUS YET ACCESSIBLE RESEARCH FOCUSED ON ISSUES IMPACTING HOUSING AND MORTGAGE MARKETS.RIHA MAKES GRANTS TO INSTITUTIONS AND INDIVIDUALS THAT FURTHER ITS EXEMPT PURPOSE OF ENCOURAGING AND AIDING THE PURSUIT OF KNOWLEDGE OF MORTGAGE MARKETS AND REAL ESTATE FINANCE. THE RESEARCH PRODUCTS THAT ARE SUPPORTED WITH THESE GRANTS ARE MADE AVAILABLE TO THE PUBLIC THROUGH RIHA'S WEB SITE AT WWW.HOUSINGAMERICA.ORG/PUBLISHEDREPORTS. THE FOLLOWING PAPERS HAVE BEEN PUBLISHED THROUGH THE FISCAL YEAR 2023: FISCAL YEAR 2023-- A COLLECTION OF ESSAYS ON CLIMATE RISK AND THE HOUSING MARKET VOLUME I-- A COLLECTION OF ESSAYS ON CLIMATE RISK AND THE HOUSING MARKET VOLUME IIFISCAL YEAR 2022-- THE IMPACT OF CLIMATE CHANGE ON HOUSING AND HOUSING FINANCE-- THE DISTRIBUTION OF WEALTH IN AMERICA SINCE 2016-- WHO WILL BUY THE BABY BOOMERS' HOMES WHEN THEY LEAVE THEM?FISCAL YEAR 2021-- HOUSING-RELATED FINANCIAL DISTRESS DURING THE PANDEMIC-- THE DISTRIBUTION OF WEALTH SINCE THE GREAT RECESSION-- THE LOCATION OF AFFORDABLE AND SUBSIDIZED RENTAL HOUSING ACROSS AND WITHIN THE LARGEST CITIES IN THE UNITED STATES-- WHY ARE OLDER WORKERS MOVING LESS WHILE WORKING LONGER?FISCAL YEAR 2020-- NO NEW PUBLISHED PAPERS IN FY2020FISCAL YEAR 2019-- NO NEW PUBLISHED PAPERS IN FY2019FISCAL YEAR 2018-- QUANTIFIED PARKING: COMPREHENSIVE PARKING INVENTORIES FOR FIVE U.S. CITIESFISCAL YEAR 2017-- OWNED NOW RENTED LATER? HOUSING STOCK TRANSITIONS AND MARKET DYNAMICS-- MANAGING MORTGAGE PRODUCT DEVELOPMENT RISK (COMPLETED DURING THE FISCAL YEAR 2017 BUT RELEASED ON 9/14/2017) FISCAL YEAR 2016-- COGNITIVE DECLINE AND FINANCIAL DECISION-MAKING AS INDIVIDUALS AGE-- DIVERTED HOMEOWNERS, THE RENTAL CRISIS, AND FOREGONE HOUSEHOLD FORMATION-- THE AFFORDABILITY OF OWNER-OCCUPIED HOUSING IN THE UNITED STATES: ECONOMIC PERSPECTIVESFISCAL YEAR 2015-- DEMOGRAPHIC DRIVERS OF THE US HOMEOWNERHSIP RATE: HOW SHOULD POLICY MAKERS RESPOND?FISCAL YEAR 2014-- A PROFILE OF HOUSING AND HEALTH AMONG OLDER AMERICANS-- MORTGAGE BANKING IN THE UNITED STATES 1870-1940FISCAL YEAR 2013-- A PROFILE OF HOUSING AND HEALTH AMONG OLDER AMERICANS-- MORTGAGE BANKING IN THE UNITED STATES 1870-1940-- IMMIGRANT CONTRIBUTIONS TO HOUSING DEMAND IN THE UNITED STATES: A COMPARISON OF RECENT DECADES AND PROJECTIONS TO 2020 FOR THE STATES AND NATIONFISCAL YEAR 2012--MEASURING THE BENEFITS OF HOMEOWNING: EFFECTS ON CHILDREN REDUX--THE HISTORICAL ORIGINS OF AMERICAS MORTGAGE LAWS--THE GREAT RECESSION AND ATTITUDES TOWARD HOME-BUYING--STRATEGIC DEFAULT IN THE CONTEXT OF A SOCIAL NETWORK: AN EPIDEMIOLOGICAL APPROACHFISCAL YEAR 2011--HOMEOWNERSHIP BOOM AND BUST 2000 TO 2009: WHERE WILL THE HOMEOWNERSHIP RATE GO FROM HERE?--HOMEOWNERSHIP EDUCATION AND COUNSELING: DO WE KNOW WHAT WORKS?--A STUDY OF REAL ESTATE MARKETS IN DECLINING CITIES FISCAL YEAR 2010 --A REVIEW OF STATISTICAL PROBLEMS IN THE MEASUREMENT OF MORTGAGE MARKET DISCRIMINATION AND CREDIT RISK --INTERNATIONAL COMPARISON OF MORTGAGE PRODUCT OFFERINGS --ANATOMY OF RISK MANAGEMENT PRACTICES IN THE MORTGAGE INDUSTRY: LESSONS FOR THE FUTURE --HOUSEHOLD REACTION TO THE FINANCIAL CRISIS: SCARED OR SCARRED? --WHAT HAPPENS TO HOUSEHOLD FORMATION IN A RECESSION FISCAL YEAR 2009 --A FINANCIAL ANALYSIS OF CONSUMER MORTGAGE DECISIONS FISCAL YEAR 2007 --THE IMPACT OF GLOBAL CAPITAL FLOWS AND FOREIGN FINANCING ON US MORTGAGE AND TREASURY INTEREST RATES FISCAL YEAR 2006 --STUDY ON HOUSING TRENDS AMONG BABY BOOMERS
Name (title) | Role | Hours | Compensation |
---|---|---|---|
Michael W Briggs Trustee-Riha Secretary | OfficerTrustee | 1 | $0 |
Lisa J Haynes Trustee-Riha Treasurer | OfficerTrustee | 1 | $0 |
Michael C Fratantoni Trustee-Riha Trust Administrator | OfficerTrustee | 2 | $0 |
Edward Seiler Riha Executive Director | Officer | 12 | $0 |
Statement of Revenue | |
---|---|
Federated campaigns | $0 |
Membership dues | $0 |
Fundraising events | $0 |
Related organizations | $0 |
Government grants | $0 |
All other contributions, gifts, grants, and similar amounts not included above | $0 |
Noncash contributions included in lines 1a–1f | $0 |
Total Revenue from Contributions, Gifts, Grants & Similar | $0 |
Total Program Service Revenue | $0 |
Investment income | $164,329 |
Tax Exempt Bond Proceeds | $0 |
Royalties | $0 |
Net Rental Income | $0 |
Net Gain/Loss on Asset Sales | $250 |
Net Income from Fundraising Events | $0 |
Net Income from Gaming Activities | $0 |
Net Income from Sales of Inventory | $0 |
Miscellaneous Revenue | $0 |
Total Revenue | $164,579 |
Statement of Expenses | |
---|---|
Grants and other assistance to domestic organizations and domestic governments. | $162,000 |
Grants and other assistance to domestic individuals. | $36,000 |
Grants and other assistance to Foreign Orgs/Individuals | $1,909 |
Benefits paid to or for members | $0 |
Compensation of current officers, directors, key employees. | $0 |
Compensation of current officers, directors, key employees. | $0 |
Compensation to disqualified persons | $0 |
Other salaries and wages | $0 |
Pension plan accruals and contributions | $0 |
Other employee benefits | $0 |
Payroll taxes | $0 |
Fees for services: Management | $0 |
Fees for services: Legal | $265 |
Fees for services: Accounting | $10,605 |
Fees for services: Lobbying | $0 |
Fees for services: Fundraising | $0 |
Fees for services: Investment Management | $24,196 |
Fees for services: Other | $0 |
Advertising and promotion | $0 |
Office expenses | $297 |
Information technology | $0 |
Royalties | $0 |
Occupancy | $0 |
Travel | $692 |
Payments of travel or entertainment expenses for any federal, state, or local public officials | $0 |
Conferences, conventions, and meetings | $0 |
Interest | $0 |
Payments to affiliates | $49,725 |
Depreciation, depletion, and amortization | $0 |
Insurance | $0 |
All other expenses | $415 |
Total functional expenses | $286,104 |
Balance Sheet | |
---|---|
Cash—non-interest-bearing | $30,458 |
Savings and temporary cash investments | $0 |
Pledges and grants receivable | $0 |
Accounts receivable, net | $34 |
Loans from Officers, Directors, or Controlling Persons | $0 |
Loans from Disqualified Persons | $0 |
Notes and loans receivable | $0 |
Inventories for sale or use | $0 |
Prepaid expenses and deferred charges | $0 |
Net Land, buildings, and equipment | $0 |
Investments—publicly traded securities | $4,149,752 |
Investments—other securities | $0 |
Investments—program-related | $0 |
Intangible assets | $0 |
Other assets | $0 |
Total assets | $4,180,244 |
Accounts payable and accrued expenses | $40,000 |
Grants payable | $0 |
Deferred revenue | $0 |
Tax-exempt bond liabilities | $0 |
Escrow or custodial account liability | $0 |
Loans and other payables to any current Officer, Director, or Controlling Person | $0 |
Secured mortgages and notes payable | $0 |
Unsecured mortgages and notes payable | $0 |
Other liabilities | $0 |
Total liabilities | $40,000 |
Net assets without donor restrictions | $4,140,244 |
Net assets with donor restrictions | $0 |
Capital stock or trust principal, or current funds | $0 |
Paid-in or capital surplus, or land, building, or equipment fund | $0 |
Retained earnings, endowment, accumulated income, or other funds | $0 |
Total liabilities and net assets/fund balances | $4,180,244 |
Over the last fiscal year, Research Institute For Housing America Trust Fund has awarded $157,000 in support to 7 organizations.
Grant Recipient | Amount |
---|---|
MORTGAGE BANKERS ASSOCIATION PURPOSE: MBA SCHOOL OF MORTGAGE BANKING'S PATH TO DIVERSITY SCHOLARSHIP PROGRAM | $100,000 |
PETERSON INSTITUTE FOR INTERNATIONAL ECONOMICS PURPOSE: SPONSORSHIP: GENERAL CONTRIBUTION | $10,000 |
MILLMAN INC PURPOSE: GRANT/RESEARCH PAPER | $9,000 |
AMERICAN ENTERPRISE INSTITUTE FOR PUBLIC POLICY RESEARCH PURPOSE: TO SUPPORT THE AEI FINANCIAL MARKETS PROGRAM | $10,000 |
JOINT CENTER FOR HOUSING STUDIESHARVARD UNIVERSITY PURPOSE: GRANT / DONATION TO SPONSOR ANNUAL REPORT | $10,000 |
ANDREW DAVIDSON & CO INC PURPOSE: GRANT/RESEARCH PAPER | $9,000 |