Robins Financial Credit Union
- Assets
- $3.9b
- Revenue
- $147.8m
- Investments
- $1.4b
- Employees
- 556
- Location
- Warner Robins, GA
- Founding
- 11/2001
- Data as of
- 12/2021
- EIN
- 58-0641605
Organization Overview
Robins Financial Credit Union is located in Warner Robins, GA. The organization was established in 2001. According to its NTEE Classification (W61) the organization is classified as: Credit Unions, under the broad grouping of Public & Societal Benefit and related organizations. As of 12/2021, Robins Financial Credit Union employed 556 individuals. Robins Financial Credit Union is a 501(c)(14) and as such, is described as a "State Chartered Credit Union, Mutual Reserve Fund" by the IRS.
For the year ending 12/2021, Robins Financial Credit Union generated $147.8m in total revenue. This represents relatively stable growth, over the past 5 years the organization has increased revenue by an average of 5.9% each year. All expenses for the organization totaled $101.9m during the year ending 12/2021. While expenses have increased by 5.4% per year over the past 5 years. They've been increasing with an increasing level of total revenue. You can explore the organizations financials more deeply in the financial statements section below.
Since 2017, Robins Financial Credit Union has awarded 131 individual grants totaling $1,905,812. If you would like to learn more about the grant giving history of this organization, scroll down to the grant profile section of this page.
Form
990
Mission & Program ActivityExcerpts From the 990 Filing
TAX YEAR
2021
Describe the Organization's Mission:
Part 3 - Line 1
STATE-CHARTERED CREDIT UNION THAT OFFERS MEMBERS FINANCIAL PRODUCTS SUCH AS MORTGAGE LOANS, AUTO LOANS, VISA CARDS, AND DEPOSIT PRODUCTS THAT INCLUDES SAVINGS, CHECKING, MONEY MARKET, AND CERTIFICATES.
Describe the Organization's Program Activity:
Part 3 - Line 4a
THE ORGANIZATION IS A STATE-CHARTERED CREDIT UNION THAT OFFERS 239,874 MEMBERS FINANCIAL PRODUCTS SUCH AS MORTGAGE LOANS, AUTO LOANS, VISA CARDS, AND DEPOSIT PRODUCTS THAT INCLUDE SAVINGS, CHECKING, AND MONEY MARKET ACCOUNTS, AND CERTIFICATES OF DEPOSIT.
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Board, Officers & Key Employees
| Name (title) | Role | Hours | Compensation |
|---|---|---|---|
Christina M Obrien President/ceo | Officer | 40 | $581,619 |
Scott Kletcke Sr VP /cfo | Officer | 40 | $295,679 |
Andrea Denice Cote Sr Vp/ Cao | Officer | 40 | $295,654 |
Robert L Dyal Sr VP Of Lending | Officer | 40 | $229,590 |
John D Cozart VP Of Technology | 40 | $218,047 | |
Jason C Parker Sr VP Risk Management/ General Counsel | Officer | 40 | $215,326 |
Outside Vendors & Contractors
| Vendor Name (Service) | Service Year | Compensation |
|---|---|---|
Visa Usa Visa Brand Licensing | 12/30/21 | $2,936,397 |
Visa Dps Credit & Debit Transactions | 12/30/21 | $2,566,498 |
Visa Inc Visa Quarterly Operating | 12/30/21 | $2,085,205 |
Q2 Software On Line Bannking Solution | 12/30/21 | $1,955,752 |
Osg Group Holdings Statements/notices/postage | 12/30/21 | $1,278,014 |
Financial Statements
| Statement of Revenue | |
|---|---|
| Federated campaigns | $0 |
| Membership dues | $0 |
| Fundraising events | $0 |
| Related organizations | $0 |
| Government grants | $0 |
| All other contributions, gifts, grants, and similar amounts not included above | $0 |
| Noncash contributions included in lines 1a–1f | $0 |
| Total Revenue from Contributions, Gifts, Grants & Similar | $0 |
| Total Program Service Revenue | $133,846,773 |
| Investment income | $13,793,020 |
| Tax Exempt Bond Proceeds | $0 |
| Royalties | $0 |
| Net Rental Income | $0 |
| Net Gain/Loss on Asset Sales | $148,225 |
| Net Income from Fundraising Events | $0 |
| Net Income from Gaming Activities | $0 |
| Net Income from Sales of Inventory | $0 |
| Miscellaneous Revenue | $0 |
| Total Revenue | $147,788,018 |
| Statement of Expenses | |
|---|---|
| Grants and other assistance to domestic organizations and domestic governments. | $497,876 |
| Grants and other assistance to domestic individuals. | $0 |
| Grants and other assistance to Foreign Orgs/Individuals | $0 |
| Benefits paid to or for members | $0 |
| Compensation of current officers, directors, key employees. | $1,854,292 |
| Compensation of current officers, directors, key employees. | $0 |
| Compensation to disqualified persons | $0 |
| Other salaries and wages | $22,792,194 |
| Pension plan accruals and contributions | $1,584,277 |
| Other employee benefits | $5,119,548 |
| Payroll taxes | $1,774,603 |
| Fees for services: Management | $0 |
| Fees for services: Legal | $182,501 |
| Fees for services: Accounting | $103,807 |
| Fees for services: Lobbying | $0 |
| Fees for services: Fundraising | $0 |
| Fees for services: Investment Management | $0 |
| Fees for services: Other | $2,034,903 |
| Advertising and promotion | $3,503,393 |
| Office expenses | $11,211,652 |
| Information technology | $0 |
| Royalties | $0 |
| Occupancy | $1,891,981 |
| Travel | $245,126 |
| Payments of travel or entertainment expenses for any federal, state, or local public officials | $0 |
| Conferences, conventions, and meetings | $0 |
| Interest | $0 |
| Payments to affiliates | $0 |
| Depreciation, depletion, and amortization | $2,599,755 |
| Insurance | $33,325 |
| All other expenses | $1,256,646 |
| Total functional expenses | $101,867,790 |
| Balance Sheet | |
|---|---|
| Cash—non-interest-bearing | $79,247,255 |
| Savings and temporary cash investments | $415,347,460 |
| Pledges and grants receivable | $0 |
| Accounts receivable, net | $0 |
| Loans from Officers, Directors, or Controlling Persons | $30,977,802 |
| Loans from Disqualified Persons | $0 |
| Notes and loans receivable | $1,847,887,745 |
| Inventories for sale or use | $0 |
| Prepaid expenses and deferred charges | $2,727,197 |
| Net Land, buildings, and equipment | $31,839,653 |
| Investments—publicly traded securities | $0 |
| Investments—other securities | $1,380,694,304 |
| Investments—program-related | $0 |
| Intangible assets | $0 |
| Other assets | $91,330,779 |
| Total assets | $3,880,052,195 |
| Accounts payable and accrued expenses | $28,666,568 |
| Grants payable | $0 |
| Deferred revenue | $0 |
| Tax-exempt bond liabilities | $0 |
| Escrow or custodial account liability | $658,508 |
| Loans and other payables to any current Officer, Director, or Controlling Person | $0 |
| Secured mortgages and notes payable | $0 |
| Unsecured mortgages and notes payable | $0 |
| Other liabilities | $3,278,906,240 |
| Total liabilities | $3,308,231,316 |
| Net assets without donor restrictions | $0 |
| Net assets with donor restrictions | $0 |
| Capital stock or trust principal, or current funds | $0 |
| Paid-in or capital surplus, or land, building, or equipment fund | $0 |
| Retained earnings, endowment, accumulated income, or other funds | $571,820,879 |
| Total liabilities and net assets/fund balances | $3,880,052,195 |
Grants Awarded
Over the last fiscal year, Robins Financial Credit Union has awarded $340,118 in support to 24 organizations.
| Grant Recipient | Amount |
|---|---|
Macon, GA PURPOSE: SUPPORT THE UNITED WAY OF CENTRAL GEORGIA | $35,432 |
Warner Robins, GA PURPOSE: SUPPORT THE 21ST CENTURY PARTNERSHIP | $35,000 |
Macon, GA PURPOSE: SUPPORT BIG BROTHERS BIG SISTERS OF THE HEART OF GEORGIA | $25,000 |
Athens, GA PURPOSE: SUPPORT CHILDREN FIRST | $20,000 |
Macon, GA PURPOSE: SUPPORT THE RESCUE MISSION OF MIDDLE GEORGIA | $20,000 |
Atlanta, GA PURPOSE: SUPPORT THE MAKE-A-WISH FOUNDATION | $20,000 |
Peer Organizations
| Organization Name | Assets | Revenue |
|---|---|---|
State Chartered Credit Unions In Florida Jacksonville, FL | $11,652,125,153 | $554,973,970 |
Suncoast Credit Union Tampa, FL | $14,872,600,852 | $553,636,360 |
Delta Community Credit Union Atlanta, GA | $9,023,056,278 | $296,340,741 |
Eastman Credit Union Kingsport, TN | $7,123,603,375 | $291,234,788 |
State Chartered Credit Unions In Florida Melbourne, FL | $6,746,004,503 | $248,524,436 |
Midflorida Credit Union Lakeland, FL | $6,049,933,825 | $278,382,544 |
Georgia's Own Credit Union Atlanta, GA | $3,419,402,865 | $147,500,350 |
Knoxville Tva Employees Credit Unio Knoxville, TN | $3,429,893,801 | $162,152,547 |
Fairwinds Credit Union Orlando, FL | $4,043,048,917 | $164,616,807 |
Robins Financial Credit Union Warner Robins, GA | $3,880,052,195 | $147,788,018 |
State Chartered Credit Unions In Florida Jonesville, FL | $2,692,290,378 | $122,435,815 |
Florida Credit Union Gainesville, FL | $1,449,934,229 | $94,300,981 |